Pain and Suffering Calculator
Estimate non-economic damages with multiplier and per diem models.
JusticeFinder Tool
What's a personal-injury claim worth? The honest answer is a range, not a number — and only after the facts are known. This is a neutral, educational reference to typical settlement ranges by injury type, with the factors that move value and a handoff to the calculators for an estimate grounded in your own numbers.
Pick an injury type for context on its typical range and the factors that move value. Ranges are educational only — use the calculators for a personalized estimate.
Ranges, not predictions
No one can promise what a case is worth. These are educational ranges for context only — your case depends on facts unique to you. For a personalized estimate, use the calculators below.
Typical range · Whiplash / soft-tissue
Range under review
We withhold settlement ranges until they're backed by a sourced, dated dataset — a made-up band would be worse than none. Use the calculators below for a figure grounded in your own numbers.
What moves settlement value
The volume, type, and consistency of treatment — and how well it's documented — anchor the economic damages and signal severity.
A full recovery and a permanent impairment with the same diagnosis can settle worlds apart. Lasting limitations move value the most.
Time missed from work, plus any reduced ability to earn going forward, adds to the economic side of the claim.
Clear liability strengthens a claim; shared fault can reduce or (in some states) bar recovery entirely.
Available policy limits often cap real-world recovery, and local jury tendencies shift outcomes by region.
Photos, witness statements, and preserved records make damages credible — weak evidence discounts even a serious injury.
Want a number for your case?
These calculators build an estimate from your own treatment, wages, and documentation — grounded in your facts rather than an average.
Educational reference only — not a valuation, prediction, or legal advice. Settlement outcomes vary widely with the specific facts, evidence, and venue of each claim.
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JusticeFinder Guides
Pair this calculator with the free adjuster tactics playbook and the paid claim kit to keep documentation, valuation, and negotiation aligned.
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Two people with the “same” injury routinely settle for very different amounts. The diagnosis is only the starting point; what actually drives value is how severe and lasting the injury is, how thoroughly it's documented, how clear liability is, how much income was lost, and what insurance coverage exists. A single prediction hides all of that.
That's why this page deliberately shows ranges with caveats rather than a calculator that spits out “your case is worth $X.” When verified, sourced ranges are available they'll appear here as bands; until then they stay withheld, because a made-up number is worse than none.
Move from this reference into an estimate built on your own facts.
Use this page to understand the landscape — what kind of injury sits where, and what pushes a claim up or down. Then open the Pain & Suffering or Soft-Tissue calculator to build an estimate from your treatment, wages, and documentation, and the Net Settlement calculator to see what you'd actually take home.
Use these pages and documentation tools to validate the estimate, preserve evidence, and keep the claim file organized.
Personalized Estimate
Estimate non-economic damages from your own treatment and fault share, not an average.
Personalized Estimate
Model a whiplash, sprain, or strain claim using your treatment length and documentation.
Related Tool
See what a settlement actually nets you after attorney fees, costs, and liens.
Spreadsheet
Organize your damages in a spreadsheet to support a settlement demand.
Because no honest tool can. Settlement value depends on severity, treatment, liability, lost income, evidence, insurance limits, and venue — all specific to your case. A single 'your case is worth $X' figure would be misleading; ranges with context are the responsible way to set expectations.
Usually severity and permanence, anchored by medical documentation. A lasting impairment with well-documented treatment supports far more than a soft-tissue injury that fully resolves, even for the same body part.
It can. Most states reduce recovery by your percentage of fault, and a few bar it entirely past a threshold. The Comparative Negligence tool shows how your state handles it.
Use the Pain & Suffering and Soft-Tissue calculators. They build an estimate from your actual treatment, wages, and documentation rather than an average.
This is an educational reference, not a valuation, prediction, or legal advice, and it does not create an attorney-client relationship. Settlement outcomes vary widely with the specific facts, injuries, evidence, insurance coverage, and venue of each claim. Ranges shown as 'under review' are withheld pending a sourced, dated dataset. Consult a licensed attorney about your situation.
Each calculator handles a different part of the claim lifecycle, from liability and deadline planning to damages and net recovery.
Estimate non-economic damages with multiplier and per diem models.
Model whiplash, sprain, and strain claims with documentation-aware assumptions.
Estimate an injury filing deadline by state and highlight timing risks.
Estimate shared fault and see how negligence rules affect recovery.
Estimate net recovery after attorney fees, costs, liens, and reductions.
Estimate missed income, future earning loss, benefits loss, and after-tax wage recovery planning.
Project rehab, therapy, medication, surgery, equipment, and home-care costs for settlement planning.
Estimate support loss, funeral costs, medical bills, and relationship-based wrongful-death damages.
Create an editable personal-injury demand letter draft with damages, evidence, and settlement language.
Build a tailored evidence checklist for records, photos, witnesses, wage proof, experts, and missing claim documents.
Model the gross-to-net waterfall and see your take-home range after fees, costs, and liens.
Build a HIPAA records request letter that writes itself as you fill in patient and provider details.
See minimum liability, UM/UIM, and PIP requirements by state — minimums are rarely enough for a serious injury.
See whether your state uses pure, modified, or contributory negligence — and the fault % that bars recovery.
Compare personal-injury filing deadlines across all 50 states and DC, then calculate your exact date.
See whether your state is no-fault or at-fault and whether you sue or use PIP after a crash.
Estimate loss-of-use reimbursement owed during repairs or a total-loss claim, plus the gap beyond your coverage caps.
Build a certified-mail spoliation letter that preserves the evidence your accident type depends on.
Compare your damages against the at-fault driver's limits and your own UM/UIM coverage to find the gap.
Estimate post-accident diminished value with the 17c floor and a market-based range, plus state availability notes.
Compare repair cost to actual cash value against the total-loss threshold to see if your car is likely totaled.
Check which elements of an injury claim look present, partial, or missing — educational, not a verdict.
Draft a counteroffer letter comparing their offer to your documented damages, with anchor-high coaching.
Weigh settle-vs-trial factors for a qualitative lean and the case for each path — never a directive.
Move from calculator estimates into documentation, deeper guides, or the rest of the JusticeFinder tool library.
Continue Exploring
JusticeFinder is designed so every visit can turn into a concrete next step, whether that means opening a calculator, reading a guide, organizing records, or searching the library directly.
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TikTok, Instagram, and Threads — short-form legal explainers from the editorial team.