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Whether you can still recover after being partly at fault depends on your state's negligence rule. Look up whether your state uses pure comparative, modified comparative, or contributory negligence — and the fault percentage at which recovery is reduced or barred entirely.
Select a state for its rule in plain English, or scan the full, sortable 50-state table below.
Data under review
43 of 51 jurisdictions are fully verified. Rows still under review are listed with a caveat, but their specific deadline/rule/limit values are withheld (shown as “—”) until a final source check.
Texas
Texas bars recovery if you are more than 50% at fault; you can still recover at exactly 50%.
Source: Tex. Civ. Prac. & Rem. Code § 33.001
Negligence rule
Modified comparative (51% bar)
Fault bar (%)
51
All states & DC
Showing 51 of 51
| Alabama | Pure contributory negligence | 1 |
|---|---|---|
| Alaska | Pure comparative negligence | — |
| Arizona | Pure comparative negligence | — |
| Arkansas | Modified comparative (50% bar) | 50 |
| California | Pure comparative negligence | — |
| Colorado | Modified comparative (50% bar) | 50 |
| Connecticut | Modified comparative (51% bar) | 51 |
| Delaware | Modified comparative (51% bar) | 51 |
| District of Columbiaunder review | — | — |
| Floridaunder review | — | — |
| Georgia | Modified comparative (50% bar) | 50 |
| Hawaii | Modified comparative (51% bar) | 51 |
| Idaho | Modified comparative (50% bar) | 50 |
| Illinois | Modified comparative (51% bar) | 51 |
| Indiana | Modified comparative (51% bar) | 51 |
| Iowa | Modified comparative (51% bar) | 51 |
| Kansas | Modified comparative (50% bar) | 50 |
| Kentucky | Pure comparative negligence | — |
| Louisianaunder review | — | — |
| Maineunder review | — | — |
| Marylandunder review | — | — |
| Massachusetts | Modified comparative (51% bar) | 51 |
| Michiganunder review | — | — |
| Minnesota | Modified comparative (51% bar) | 51 |
| Mississippi | Pure comparative negligence | — |
| Missouri | Pure comparative negligence | — |
| Montana | Modified comparative (51% bar) | 51 |
| Nebraska | Modified comparative (50% bar) | 50 |
| Nevada | Modified comparative (51% bar) | 51 |
| New Hampshire | Modified comparative (51% bar) | 51 |
| New Jersey | Modified comparative (51% bar) | 51 |
| New Mexico | Pure comparative negligence | — |
| New York | Pure comparative negligence | — |
| North Carolina | Pure contributory negligence | 1 |
| North Dakota | Modified comparative (50% bar) | 50 |
| Ohio | Modified comparative (51% bar) | 51 |
| Oklahoma | Modified comparative (51% bar) | 51 |
| Oregon | Modified comparative (51% bar) | 51 |
| Pennsylvania | Modified comparative (51% bar) | 51 |
| Rhode Island | Pure comparative negligence | — |
| South Carolina | Modified comparative (51% bar) | 51 |
| South Dakotaunder review | — | — |
| Tennessee | Modified comparative (50% bar) | 50 |
| Texas | Modified comparative (51% bar) | 51 |
| Utah | Modified comparative (50% bar) | 50 |
| Vermont | Modified comparative (51% bar) | 51 |
| Virginia | Pure contributory negligence | 1 |
| Washington | Pure comparative negligence | — |
| West Virginiaunder review | — | — |
| Wisconsin | Modified comparative (51% bar) | 51 |
| Wyoming | Modified comparative (51% bar) | 51 |
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When fault is shared, your state's negligence rule controls how much you can recover. Pure comparative states let you recover even when mostly at fault, reduced by your share. Modified states cut recovery off at a 50% or 51% threshold. A handful of contributory-negligence jurisdictions can bar recovery for being even slightly at fault.
That is why estimating your likely fault percentage is only half the picture — the rule is what turns that percentage into a dollar outcome.
Use these pages and documentation tools to validate the estimate, preserve evidence, and keep the claim file organized.
Related Tool
Estimate how fault is likely to be apportioned, then see how your state's rule applies it to recovery.
Related Tool
Once fault adjusts the gross, model what the settlement nets after fees and liens.
Guides
Read deeper guides on liability, negligence, and how shared fault is argued in a claim.
Comparative negligence reduces your recovery by your share of fault. In a pure comparative state you can recover even if mostly at fault (minus your percentage); modified states cut off recovery at a 50% or 51% fault threshold.
Under a 50% bar you cannot recover if you are 50% or more at fault. Under a 51% bar you can still recover at exactly 50% but not at 51% or more.
A few states follow pure contributory negligence, where being even 1% at fault can bar recovery entirely. It is the harshest rule for injured people.
In a comparative state, a $100,000 claim reduced by 30% fault pays $70,000. In a contributory state, that same 30% fault could bar recovery completely — which is why the rule matters so much.
This tool is an educational reference only and does not constitute legal advice. Negligence rules have exceptions and are applied to specific facts by courts and juries; verify the current rule and how it applies with a licensed attorney in your state. Values shown as “under review” are not yet published.
Each calculator handles a different part of the claim lifecycle, from liability and deadline planning to damages and net recovery.
Estimate non-economic damages with multiplier and per diem models.
Model whiplash, sprain, and strain claims with documentation-aware assumptions.
Estimate an injury filing deadline by state and highlight timing risks.
Estimate shared fault and see how negligence rules affect recovery.
Estimate net recovery after attorney fees, costs, liens, and reductions.
Estimate missed income, future earning loss, benefits loss, and after-tax wage recovery planning.
Project rehab, therapy, medication, surgery, equipment, and home-care costs for settlement planning.
Estimate support loss, funeral costs, medical bills, and relationship-based wrongful-death damages.
Create an editable personal-injury demand letter draft with damages, evidence, and settlement language.
Build a tailored evidence checklist for records, photos, witnesses, wage proof, experts, and missing claim documents.
Model the gross-to-net waterfall and see your take-home range after fees, costs, and liens.
Build a HIPAA records request letter that writes itself as you fill in patient and provider details.
See minimum liability, UM/UIM, and PIP requirements by state — minimums are rarely enough for a serious injury.
Compare personal-injury filing deadlines across all 50 states and DC, then calculate your exact date.
See whether your state is no-fault or at-fault and whether you sue or use PIP after a crash.
Estimate loss-of-use reimbursement owed during repairs or a total-loss claim, plus the gap beyond your coverage caps.
Build a certified-mail spoliation letter that preserves the evidence your accident type depends on.
Compare your damages against the at-fault driver's limits and your own UM/UIM coverage to find the gap.
Estimate post-accident diminished value with the 17c floor and a market-based range, plus state availability notes.
Compare repair cost to actual cash value against the total-loss threshold to see if your car is likely totaled.
See typical settlement ranges by injury type as educational bands — ranges, not predictions.
Check which elements of an injury claim look present, partial, or missing — educational, not a verdict.
Draft a counteroffer letter comparing their offer to your documented damages, with anchor-high coaching.
Weigh settle-vs-trial factors for a qualitative lean and the case for each path — never a directive.
Move from calculator estimates into documentation, deeper guides, or the rest of the JusticeFinder tool library.
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JusticeFinder is designed so every visit can turn into a concrete next step, whether that means opening a calculator, reading a guide, organizing records, or searching the library directly.
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