JusticeFinder Tool

Comparative Negligence Rules by State

Whether you can still recover after being partly at fault depends on your state's negligence rule. Look up whether your state uses pure comparative, modified comparative, or contributory negligence — and the fault percentage at which recovery is reduced or barred entirely.

Negligence rule by state

Select a state for its rule in plain English, or scan the full, sortable 50-state table below.

Data under review

43 of 51 jurisdictions are fully verified. Rows still under review are listed with a caveat, but their specific deadline/rule/limit values are withheld (shown as “—”) until a final source check.

Texas

Texas bars recovery if you are more than 50% at fault; you can still recover at exactly 50%.

Source: Tex. Civ. Prac. & Rem. Code § 33.001

Negligence rule

Modified comparative (51% bar)

Fault bar (%)

51

All states & DC

Showing 51 of 51

AlabamaPure contributory negligence1
AlaskaPure comparative negligence
ArizonaPure comparative negligence
ArkansasModified comparative (50% bar)50
CaliforniaPure comparative negligence
ColoradoModified comparative (50% bar)50
ConnecticutModified comparative (51% bar)51
DelawareModified comparative (51% bar)51
District of Columbiaunder review
Floridaunder review
GeorgiaModified comparative (50% bar)50
HawaiiModified comparative (51% bar)51
IdahoModified comparative (50% bar)50
IllinoisModified comparative (51% bar)51
IndianaModified comparative (51% bar)51
IowaModified comparative (51% bar)51
KansasModified comparative (50% bar)50
KentuckyPure comparative negligence
Louisianaunder review
Maineunder review
Marylandunder review
MassachusettsModified comparative (51% bar)51
Michiganunder review
MinnesotaModified comparative (51% bar)51
MississippiPure comparative negligence
MissouriPure comparative negligence
MontanaModified comparative (51% bar)51
NebraskaModified comparative (50% bar)50
NevadaModified comparative (51% bar)51
New HampshireModified comparative (51% bar)51
New JerseyModified comparative (51% bar)51
New MexicoPure comparative negligence
New YorkPure comparative negligence
North CarolinaPure contributory negligence1
North DakotaModified comparative (50% bar)50
OhioModified comparative (51% bar)51
OklahomaModified comparative (51% bar)51
OregonModified comparative (51% bar)51
PennsylvaniaModified comparative (51% bar)51
Rhode IslandPure comparative negligence
South CarolinaModified comparative (51% bar)51
South Dakotaunder review
TennesseeModified comparative (50% bar)50
TexasModified comparative (51% bar)51
UtahModified comparative (50% bar)50
VermontModified comparative (51% bar)51
VirginiaPure contributory negligence1
WashingtonPure comparative negligence
West Virginiaunder review
WisconsinModified comparative (51% bar)51
WyomingModified comparative (51% bar)51

Read JusticeFinder elsewhere

Short legal explainers on TikTok, visual case briefs on Instagram, daily threads on Threads — same independent editorial.

JusticeFinder Guides

Recommended Guides for Claim Strategy

Pair this calculator with the free adjuster tactics playbook and the paid claim kit to keep documentation, valuation, and negotiation aligned.

Visit Legal Guides →

Why the rule decides whether you get paid

The same accident can pay full value in one state and nothing in another.

When fault is shared, your state's negligence rule controls how much you can recover. Pure comparative states let you recover even when mostly at fault, reduced by your share. Modified states cut recovery off at a 50% or 51% threshold. A handful of contributory-negligence jurisdictions can bar recovery for being even slightly at fault.

That is why estimating your likely fault percentage is only half the picture — the rule is what turns that percentage into a dollar outcome.

Related Resources

Use these pages and documentation tools to validate the estimate, preserve evidence, and keep the claim file organized.

Frequently Asked Questions

What is comparative negligence?

Comparative negligence reduces your recovery by your share of fault. In a pure comparative state you can recover even if mostly at fault (minus your percentage); modified states cut off recovery at a 50% or 51% fault threshold.

What is the difference between 50% and 51% bar rules?

Under a 50% bar you cannot recover if you are 50% or more at fault. Under a 51% bar you can still recover at exactly 50% but not at 51% or more.

What is contributory negligence?

A few states follow pure contributory negligence, where being even 1% at fault can bar recovery entirely. It is the harshest rule for injured people.

How does fault percentage change my payout?

In a comparative state, a $100,000 claim reduced by 30% fault pays $70,000. In a contributory state, that same 30% fault could bar recovery completely — which is why the rule matters so much.

Educational Use Disclaimer

This tool is an educational reference only and does not constitute legal advice. Negligence rules have exceptions and are applied to specific facts by courts and juries; verify the current rule and how it applies with a licensed attorney in your state. Values shown as “under review” are not yet published.

Explore More JusticeFinder Tools

Each calculator handles a different part of the claim lifecycle, from liability and deadline planning to damages and net recovery.

Continue Exploring

Move from calculator estimates into documentation, deeper guides, or the rest of the JusticeFinder tool library.

Continue Exploring

Keep moving through the claim process.

JusticeFinder is designed so every visit can turn into a concrete next step, whether that means opening a calculator, reading a guide, organizing records, or searching the library directly.

Read JusticeFinder elsewhere

TikTok, Instagram, and Threads — short-form legal explainers from the editorial team.