Household Help and Replacement Services Evidence Workbook

What is inside

Distinguish pre-injury household tasks, injury-related changes, paid replacement services, unpaid help and supporting records without inflated or duplicate loss claims.

• Start with a clear working file
• Define the household baseline
• Separate kinds of help
• Record unpaid help honestly
• Verify the applicable benefit or legal route
• Work through the examples
• Pre-injury task baseline
• Changed-task and help record
• Paid-service and overlap audit
• Coverage and period summary
• Check the file before using it
• Write down the next step
• Sources and scope

How to use the guide

1. Save a copy and read its instructions before filling in fields.
2. Use your records to enter facts and dates. Label anything that still needs confirmation.
3. Keep your completed copy private. Check the recipient and the included information before sharing.
4. Verify the applicable state rules. The guide does not decide coverage, legal deadlines, or claim value.

Who this is for

• People who need to organize the records and questions addressed in this workbook.
• Readers preparing a factual summary for a qualified adviser or the relevant organization.

Related tools and reading

• Insurance claim tracker
• Expense and damages tracker

Sources

• Michigan DIFS auto insurance reform FAQ

  Official reference supplied with this workbook. Check the current rule and its application to your situation.

• U.S. Bureau of Labor Statistics: American Time Use Survey overview

  Official reference supplied with this workbook. Check the current rule and its application to your situation.